Guides & Articles
Resources to help you choose confidently
Plain-English explainers on the terms, tools, and decisions that come with health coverage.
Plan Basics
Deductible vs. out-of-pocket max
What each term actually means and how they work together to cap what you pay in a given year.
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Costs
Do you qualify for a subsidy?
How ACA marketplace subsidies work and how to get a quick estimate of what you might qualify for.
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Plan Types
HMO vs. PPO vs. EPO explained
The core differences in network, cost, and flexibility — and which structure tends to fit which situation.
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Featured · Medicare
The Open Enrollment survival guide
Deadlines, subsidies, and how to pick a plan you won’t regret in January — all in one place.
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Tool
Not sure where to start?
Take the 2-minute Plan Matcher to see which coverage types fit your situation before you dig into the details.
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Employers
Choosing group benefits
What fully-insured, level-funded, and ICHRA structures mean for your budget and your team.
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